Overdraft Solutions

Our overdraft services give you options that can save you non-sufficient funds fees and spare you the embarrassment of returned checks; because, let’s face it, we’ve all made that mistake.

Overdraft Protection Plans

Overdraft Advantage

When you have unanticipated expenses or make mathematical errors that cause your checking account to be short of cash, Overdraft Advantage can save you the embarrassment of returned checks.  There is no charge for the service, but our normal overdraft fee of $30.00 per item applies.  This service is available for qualified personal and business accounts.

Overdraft Protection Sweep

• Automatic transfer from your savings account to cover overdrafts
• $10 transfer fee
• No loan application is needed

Cash Reserve

Cash reserve is a personal, unsecured loan to balance your account if you should overdraw.  Use your good credit to qualify for our Cash Reserve product.  You may write your own loan any time you need extra money for pleasure or an emergency.  It is the freedom of having a reserve fund at your command.

• Avoid returned checks
• Eliminate NSF fees
• Get peace of mind when times get tough