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The right financial tool for the job.

Your goals are unique — so, choosing the checking account that helps you reach them is important. FNBW has the one for you.

APPLY TODAYVIEW ACCOUNTS

To get started, EVERY FNBW checking account features:

  • Free Online Banking with BillPay
  • MoneyPass Network ATMs
  • Free FNBW ATMs
  • Free Mastermoney Debit/ATM card
  • Free Mobile Banking
  • Choose FREE FNBW EZsave, where every debit card transaction is rounded up to the nearest dollar and the change is transferred into your savings account daily
  • Free Dial-A-Bank 24-hour banking

We have several checking accounts to choose from, so you’ll experience checking that’s built for your needs and success.

APPLY TODAYVIEW ACCOUNTS VISIT US

  • Check Plus Account

    The Check Plus Account provides great benefits that go far beyond a checking account:

    • Earn a competitive rate of interest on your checking account balance
    • Protect your valuables with a 50% discounted annual fee on a fire-resistant Safe Deposit Box
    • Bonuses on CDs and Savings accounts
    • Discounts on Personal Loans
    • $25.00 minimum to open, no minimum daily balance required
    • Free personalized club checks and Free Official Checks
    • Unlimited check writing
    • Low monthly membership of $7.00

    APPLY TODAY VISIT US

  • FNB Classic 55 Club

    Take advantage of this checking account, featuring a special package of financial benefits and social activities EXCLUSIVELY for customers age 55 and better!

    • Interest-bearing checking
    • Fun group trips and outings
    • Social events and educational seminars
    • Discounted rate on Personal and Installment Loans
    • Free Official Checks/ free personalized club checks (or 50% off other styles)
    • Free Notary service
    • $10.00 discount on Safe Deposit Box rental
    • No monthly service charge with a $100.00 daily minimum balance*
    • $100.00 minimum to open
    • Unlimited check writing
    • Bi-monthly newsletter

    APPLY TODAY VISIT US

    *$5.00 service charge if balance falls below $100.00 daily minimum balance.

  • E-Free Account

    When you’re comfortable with less paper—and no fees:

    • No monthly fee
    • $25.00 minimum to open, no minimum daily balance required
    • Unlimited check writing
    • Free e-statements

    APPLY TODAY VISIT US

  • Connections Account

    If you want to take advantage of other bank benefits, but don’t want to pay a fee, this could be the perfect account for you:

    • No minimum balance
    • One free box of personalized Connect checks per year
    • 25% discount on annual safe deposit box fee
    • $25.00 minimum to open
    • Unlimited check writing
    • Waived monthly fee of $5.00 if criteria is met*

    APPLY TODAY VISIT US

    *Waived if Connections criteria is met each statement cycle: $10,000 in deposits, $25,000 in loans, or $15,000 in deposits and loans combined at First National Bank of Waterloo.

Make the Right Move

Switching to First National Bank of Waterloo is simple.

Download and complete our Switch Kit.

GET STARTED

Got a question that just can’t wait? You can always call 618-939-6194 or email us.