CDs and IRAs
Certificate of Deposit
Our Certificate of Deposit is a fantastic and easy way to grow your money while keeping it safe. At First National Bank of Waterloo you can select from a variety of flexible terms and rates that best meet your savings goals. Start yours today!
- FDIC insured
- Competitive interest rates
- Interest compounded and credited quarterly
- Interest rate is secured for the life of the term
- $1,000 to open
- Maturities range in terms from 3 months to 5 years
Individual Retirement Account
No one can see what the future holds…but rest assured, you are building a bright future with an IRA at First National Bank.
Please visit the IRS website or consult your tax advisor to help you choose which IRA is right for you. Contact any of our Financial Service Representatives who will be happy to assist you with opening your IRA.
- Competitive interest rates
- Traditional, Roth and SEP available
- Fixed and variable rates
- FDIC insured up to $250,000
- $250 minimum balance is required to obtain the APY for the 18 Month Variable IRA.
- $1,000 minimum balance is required to obtain the APY for all other IRA's.
