39023 Conversion Booklet_web

4 Where We Began First National Bank of Waterloo was founded in 1912 by local businessmen and farmers. Over 100 years later, we’re still true to our values. We made good decisions along the way allowing us to grow and serve more communities throughout Illinois. Where We Are Now With the addition of St. Libory, Marissa, and New Athens, we currently have 16 locations in small towns throughout Central and Southern Illinois totaling over $900 million in assets. We have the resources to make a difference in the communities we serve, especially for small businesses. For more information about all our banking center locations, hours and ATMs visit our website at fnbwaterloo.bank .