39023 Conversion Booklet_web

We Can’t Wait to Be Your Bank! We put people first— that’s your bank . We want you to be proud of the service and commitment that your bank provides you, and will do everything in our power to continue serving our customers and community in the best way possible. To learn more about First National Bank of Waterloo, visit our website at fnbwaterloo.bank/where-you-are-first or stop by a banking center. Account Service and Fee Schedule Services and Fees Disclosed with Account Opening Fees 1 ATM Convenience Fee (All Non First National Bank of Waterloo ATMs) $1.00 Business Account Chargeback Item $5.00 Dormant Fee (An account will transition to a dormant status after 12 months of inactivity) $5.00/mo. New! Non Sufficient Funds (NSF) Fee 2 $30.00 Overdraft Fee 3 $30.00 Overdraft Protection Transfer $10.00 Paper Statement Fee (Monthly - on product(s) where e-statement required) $3.00/mo. Safe Deposit Box Late Fee $5.00 Stop Payment $30.00 Stop Payment - Online $18.00 Telephone Transfer $7.50 1 Per item unless otherwise noted 2 Items drafted or transactions set up by the account holder (such as a check, ACH or electronic transfer) may be presented multiple times. If the amount available in your account is not sufficient to cover the payment, an NSF fee will be charged each time the payment is presented. For consumer accounts, there is a maximum of five (5) NSF fees per business day. 3 For consumer accounts, there is a maximum of five (5) overdraft fees per business day. 26