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Commercial Real Estate Loans Commercial real estate loans to purchase and refinance existing real estate are available to our business customers. You will be able to make your payments online as well as at the banking centers. Best of all, you will receive the same outstanding level of personalized customer service that has been the cornerstone of First National Bank of Waterloo. We offer: • Competitive rates and terms • Local decision making • Quick turnaround time Construction Loans Start from the ground up with a construction loan with First National Bank of Waterloo. We can help you finance your commercial property so you have the perfect location for your business. Term Loans • Purchase equipment, vehicles, etc. • Fixed-rate terms available Line Of Credit A First National Bank of Waterloo business line of credit is an ideal way to take advantage of business opportunities as they arise and will provide you the cash on hand to make it happen. A commercial line of credit is also an ideal way to maximize cash flow. • Fund the growth of your business • Purchase seasonal inventory • Meet the short-term working capital needs (i.e., accounts receivable, payroll, etc.) Agricultural Loans • Operating lines of credit • Equipment loans • Land acquisitions Small Business Administration Loans Small Business Administration (SBA) loans are specially designed to give well- managed but under capitalized companies the long-term financing they need to boost their financial health. 25