39023 Conversion Booklet_web

Checking Account Options E Free Checking • No minimum daily balance is required • No monthly service charge • Unlimited check writing • FREE Debit Mastercard® • Free e-statements,* mailed statements are available for $3 per month *E-statements will be switched to mailed statements after 6 months of Online Banking inactivity. Additional Checking Services Overdraft Protection Sweep You can add this to any checking account. It is an automatic transfer from any First National Bank of Waterloo deposit account to cover overdrafts. It transfers only the daily amount needed and charges a $10 fee for the service each day a transfer occurs. Overdraft Advantage If you would like us to authorize and pay overdrafts on ATM and every day debit card transactions, you can select to OPT IN! Please contact your local financial service representative starting July 17 for more information. An overdraft fee of $30 per item will be incurred if you choose to OPT IN. What Will My Checking Account Be Called? If Your Current Account is: Your New Account will be: Student Checking E Free Senior Account Classic 55 Premium Now Account Check Plus Village Account E Free Now Account Check Plus Regular Account E Free Villager Plus Account Classic 55 11 Continued Next Page